Palm Desert, California Individual Disability Insurance

Palm Desert, California Individual Disability Insurance

Individual disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At Padgham Insurance Services, we can tailor a California disability insurance policy to fit your individual needs. Many studies say that Americans can have a long-term disability by the age of 65, so this complement to your health insurance is necessary.

An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxes but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term.

Basic ways of disability insurance in Palm Desert, California

  • Individual disability income policy
  • Social Security disability benefits
  • Employer paid benefits

Let a Padgham Insurance Services agent explain the different options you have when considering individual disability insurance in Palm Desert, California including the Indian Wells, Indio, La Quinta, Palm Springs, and Rancho Mirage areas.